Health Insurance as we all know is one of the fastest growing insurance segments in India. The need for affordable health insurance is on the rise & there is no doubt that LIC is one of the biggest company that provide different types of health insurance plans. But apart from LIC, there are many companies who offer different health insurance plans that can suit an individual.
I am going to show you 15 different companies with their plans so that you can decide which one can be best as per your requirement.
List of top 15 Health Insurance Companies in India.
Cholamandalam Health Insurance
Cholamandalam offers different types of excellent health insurance plans and entry age of the health insurance policy set by them is 18 years and goes up to 65 years. The policy offered by Cholamandalam covers all the dependent family members and covers most of the hospitalization expenses of the policy owner. In the event of critical illness lump sum option ranging from 3 lacs to 10 lacs is available.
Star Health & Allied Insurance Company Limited
The health insurance products offered by Star Health & Allied Insurance Company are quite affordable and deals in Mediclaim, personal accident and covers most of the hospitalization expenses. Company also provides round the clock GP service for advice and counseling as well as no-claim bonus to insurers.
Bajaj Allianz Health Guard Insurance
Bajaj Allianz is a leading insurance provider in India and also provides different types of Health Insurance Plans. Plans such as Health Guard are quite popular that offers detailed medical coverage of many different types of health related problems and hospitalization expenses.
Apollo DKV Insurance Company Limited
The best part about Apollo DKV Insurance Company Limited is that it covers Out-Patient-Care (OPD) charges and has tie-ups with almost 4000 different hospitals across the country.
IFFCO TOKIO General Insurance Co. Ltd
IFFCO has done tie-up with TOKIO Company and provides wide variety of Insurance products. The company has about 100 offices in India. IFFCO TOKIO offers cashless hospitalization benefits at its network hospitals and unique thing is that it also offers pre-existing disease coverage.
ICICI Lombard Critical Illness Medical Cover
ICICI is one of the biggest financial institutions in India and is also one of the oldest medical insurance providers. Due to this company have tie-ups with 2700+ different hospitals. You can buy medical insurance from ICICI Lombard over the internet also through their official online portal.
HDFC ERGO General Insurance Co. Ltd
HDFC bank is one of the top housing finance lenders in India and also offers health insurance products. You can call on the toll free helpline or book an instant policy through their online portal. Company also offers no-claim bonus as well as instant settlement of due and has tie-ups with 1600+ different medical institutions and hospitals in India.
Reliance Healthwise Medical Insurance
Reliance offers Healthwise medical insurance and comes with two options and those are family floater and individual coverage policies. Under its health insurance policy plans option to cover the pre-existing diseases is also available and moreover you can also have non-claim bonus available.
Future Generali India Insurance Company Limited
The health insurance plans offered by Future Generali India Insurance are called as Health Surakasha Family and Health Surakasha Individual. Future group is headquartered in Mumbai and done tie-up with Italy-based Generali group
Royal Sundaram Alliance insurance Co. Ltd.
The health insurance plans offered by Royal Sundaram Alliance are called as health shield online and hospital cash online and both of these plans are quite popular. This company was the first company India that introduced the cashless hospitalization concept.
The Oriental Insurance Co. Ltd
The Oriental Insurance Co. Ltd. offers health insurance plans such as Swasthya Bima Policy, Individual Mediclaim policy, Jan Arogya Bima, Comprehensive health insurance scheme and many more such excellent insurance plans. All of these plans are quite popular across all segments and company has one of the best claim-settlement ratio percentages among most of the medical insurance companies.
National Insurance Co. Ltd.
National Insurance Co. Ltd. offers individual and family medical insurance coverage plans. Some of its famous plans are called as Parivar- Mediclaim for family and critical illness insurance. As it is a public sector insurance company it has opened several offices across most of the cities as well as rural pockets of India which makes it one of the biggest networks of insurance offices in India. The company also deals in other types of insurance such as automobile and accidental insurance coverage policies.
The New India Insurance Co. Ltd
The New India Insurance Co.Ltd. Offers Mediclaim insurance plans and also offers pre-existing disease coverage after 4 years of policy being into effect. The special thing about this company is that it also offers senior citizen medical policy that starts from 60 years to 80 years and can be renewed up to 90 years.
Max Bupa health Insurance company Ltd.
Max Bupa health insurance company ltd. is a standalone health insurance company in India and offers 20 percent discount to the new customers. The medical insurance plans start with 1 lakh rupees coverage and are available in other slots as well such as 2 lakh rupees and so on. The company has its own super specialist hospitals all across India which makes it quite easier for the patients to get treated.
Religare Health Insurance Company Limited
Religare health insurance Company limited is a subsidiary of Ranbaxy group of companies. It is also a standalone health insurance company in India and offers its services across many cities of India. As per the latest estimates the company has done tie-ups with about 1500+ hospitals across India.